ZIP 12901 Property Distress & Foreclosure Data

DLRadar grades ZIP 12901 (Clinton County, New York) at a low 19/100 for overall property distress. Property-level stress concentrates in construction/permit lag (73/100), structural risk (43/100), institutional ownership (5/100). institutional ownership (5/100) and mortgage stress (4/100) stay muted. On the structural side it scores 43/100, with 1/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (70/100).

Prices here sit in a expansion phase: values rose 6.3% over the trailing year, and 28% higher over three years (phase confidence 39/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Roughly 18.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 40% of renters are cost-burdened. Households earn a median $59,413 — below the roughly $78,000 national figure. A median home runs $189,400 here, or 3.1 times local income. The tenure split is 54% owner-occupied to 46% rented. The ZIP holds roughly 15,534 housing units. On demographic stress specifically, 12901 scores 31/100. The vacancy rate is 7.4%. About 33% have a four-year degree. 32,012 residents call 12901 home, typically aged 37.

Overall, 12901 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.