Clinton County, NY: Foreclosures, Tax Liens & Distressed Properties

Across Clinton County, New York, DLRadar grades every ZIP for foreclosure, mortgage, tax and bank-stress distress. The county spans 27 scored ZIP codes, averaging 18/100 composite distress. On bank and credit headwind, Clinton County scores 69/100, a stressed reading. Across its ZIPs, composite distress spans 18 to 23 out of 100.

In its peak phase, Clinton County home prices rose 4.9% across the last year, at 36/100 phase confidence. With pricing topped out, distress turns selective — the edge is parcel by parcel.

With Clinton County flat at +4.9% YoY (36/100 confidence), the wins are surgical well beyond the county average. Its 69/100 lender headwind favors patient capital: banks under pressure move REO faster.

The most-distressed ZIP codes in Clinton County are 12920 (23/100), 12944 (23/100), 12911 (19/100), 12912 (19/100), 12981 (19/100), 12901 (18/100), each with its own full DLRadar report. Coverage extends to 12903, 12910, 12918, 12919, 12921, 12923, 12924, 12929, 12933, 12934 among others.

Demographically, the ZIPs DLRadar tracks across Clinton County come in at poverty running near 12.4%, 76% of homes owner-occupied, median home values around $163,083 (below the national figure), a median age of 44.8, household income averaging about $71,288, roughly at the national median, a 16% vacancy rate. Taken together, they signal who sells under pressure and how fast a deal moves.

Net of it all, 18/100 over 27 ZIPs means distress here is parcel-specific where the ZIP scores point. Unlock Clinton County to see every parcel's owner, address and APN, a score, the bank behind the note and how fast it should sell.

The distress read for Clinton County, New York is refreshed as new public records post and uses the same methodology coast to coast, so Clinton County stays directly comparable to any other market you track.

Treat Clinton County, New York as a ranked list, not a single market: the spread between its strongest and weakest ZIPs is where the acquisition margin actually sits. The Clinton County read is rebuilt from public records as they post — no modeling fills the gaps — so what you see is what the documents support, refreshed on each ingest.

At the ZIP level, the sharpest readings in Clinton County are 12920 (23/100), 12944 (23/100), 12911 (19/100), 12912 (19/100), 12981 (19/100), 12901 (18/100). DLRadar also scores 12903, 12910, 12918, 12919, 12921, 12923, 12924, 12929 and more across the county. Each code carries its own composite built from that ZIP's foreclosure, mortgage, tax-lien and lender signals, so two neighboring ZIPs can diverge sharply even inside one county.

DLRadar's composite for Clinton County blends several independent signals — foreclosure and pre-foreclosure filings, mortgage stress, tax delinquency and liens, and the bank-stress headwind of the lenders operating locally — into one 0–100 score per ZIP, so a market can rank high on one axis and low on another.