Clinton County, NY: Foreclosures, Tax Liens & Distressed Properties
Clinton County, NY, New York: 27 ZIP codes scored, Clinton County, NY averaging 18/100 (low, Clinton, NY), from 17 to 23. Clinton County, NY is in its peak phase (Clinton, NY confidence 36/100): Clinton, NY home prices up 4.9% (Clinton, NY) over twelve months. Clinton County, NY lender headwind: 69/100.
Highest-scoring Clinton County, NY ZIPs: 12920 (23/100), 12944 (22/100), 12912 (19/100), 12911 (18/100), 12981 (18/100), 12901 (17/100). Also scored in Clinton County, NY: 12903, 12910, 12918, 12919, 12921, 12923, 12924, 12929, 12933, 12934.
Across Clinton County, NY's scored ZIPs: median home value $163,083, household income $71,288, 16.0% vacancy, 12.4% poverty, 76% owner-occupied, median age 44.8.
Clinton County, NY insurance distress 5/100 (#2,472 in the US); FEMA hazard 0/100 for Clinton, NY; 1 Clinton, NY NFIP flood claims; Clinton, NY construction distress 56/100.
8 banks with 19 branches lend in Clinton County, NY; Clinton, NY weighted bank stress 69/100, highest 100/100 in Clinton, NY.
Clinton County, NY unemployment 4.4% (Clinton, NY -0.6 pts, six months); 175 new housing units permitted in Clinton County, NY over twelve months, Clinton, NY down 6% from 187; Clinton, NY home prices +8.4% a year (Clinton, NY) over three years.
37,658 housing units in Clinton County, NY; 10,365 Clinton, NY renter households; 43% of Clinton, NY renters spend 30%+ of income on rent, 25% (Clinton, NY) half or more.
Clinton County, NY ranks #1,817 nationally on the opportunity index (Clinton, NY, among all ranked counties); Clinton, NY scores 28.4/100 and Clinton, NY sits #29 inside New York. Clinton, NY is in the early_signal opportunity phase; Clinton, NY's primary driver is construction, Clinton, NY second driver bank institutional; Clinton, NY moved up 300 places. 2 short-sale listings across Clinton, NY; 97 days on market observed in Clinton, NY; 10.4% vacancy over 27 Clinton, NY ZIPs.
No CFPB county sample covers Clinton County, NY. The non-metro area reading for Clinton, NY: 0.8% ninety-plus days late; Clinton, NY's thirty-to-eighty-nine share is 3.0% (Clinton, NY, December 2025 data); New York overall 1.0%.
Clinton County, NY has 6 watched banks; 6 Clinton, NY banks sit in an elevated band. Clinton, NY footprints: Champlain National Bank (3 branches, stress 81) in Clinton, NY; Arrow Bank National Assn (3 branches, stress 70) in Clinton, NY; Community Bank National Assn (3 branches, stress 68) in Clinton, NY.
HUD lists 5 assisted multifamily properties in Clinton County, NY with 156 units; 140 Clinton, NY units are assisted, 2 Clinton, NY properties under project-based Section 8.
4,102 of the 37,658 housing units in Clinton, NY sit vacant. Clinton County, NY permitted 85 multifamily units in twelve months; Clinton, NY's one-to-four unit structures added 90 units in Clinton County, NY.