ZIP 12910 Foreclosure, Tax-Lien & Distress Report
Clinton County, New York · High Vacancy market
Clinton County, New York's ZIP 12910 registers 18/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (climate & FEMA risk (70/100)). Structural risk reads 41/100 against active distress of 1/100. The pressure is most legible in construction/permit lag (65/100), structural risk (41/100), institutional ownership (5/100). On the quiet end sit institutional ownership (5/100) and mortgage stress (4/100).
The peak-phase market in 12910 posted values that rose 4.9% over the year, at 36/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Households earn a median $52,092 — below the roughly $78,000 national figure. Home values center near $140,700, an affordability ratio of 2.1× — accessible. Around 67% of renters are cost-burdened. 1,994 residents call 12910 home, typically aged 42. 13.6% of residents fall below the poverty threshold. The vacancy rate is 18.7% — elevated. Around 5% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 33/100. The ZIP holds roughly 732 housing units. Owners hold 79% of homes, renters 21%.
On the whole, 12910 leans distressed, with opportunity clustered in specific stressed parcels. While 12910 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Whether 12910 runs hot or quiet, its 18/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 12910 can be compared directly against any other ZIP in Clinton County, New York or nationwide. Nothing here is interpolated — where a source is thin for 12910, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Behind 12910's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 12910 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 12910
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
12910 at a glance
A live read on 12910: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Adjacent Clinton County ZIP reports
More distress data near 12910
Other reports tied to Clinton County, New York — ZIP, county and statewide.
See every distressed parcel in 12910
See who owns each distressed property in 12910, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
No modelling: every input is a public record · methodology