ZIP 12935 Foreclosure, Tax-Lien & Distress Report
Clinton County, New York · High Vacancy market
In Clinton County, New York, ZIP 12935 scores 18 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (70/100). The sharpest non-environmental signals are construction/permit lag (65/100), structural risk (41/100), institutional ownership (5/100). institutional ownership (5/100) and mortgage stress (4/100) stay muted. Structurally it carries 41/100, against 1/100 of stress already in motion.
The peak-phase market in 12935 posted values that rose 4.9% over the year, at 36/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
78% of housing is owner-occupied. The ZIP holds roughly 935 housing units. Population is roughly 1,159 with a median age of 54. The vacancy rate is 40.1% — elevated. The typical home is worth about $119,000 (1.9× income, relatively affordable). Around 83% of renters are cost-burdened. About 16% have a four-year degree. Roughly 15.6% live below the poverty line. Median household income is $55,625, below the U.S. median near $78,000. The demographic-stress sub-score lands at 36/100.
Taken together, 12935 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 12935 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
No ZIP is too small to score: 12935 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 18/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 12935, the field stays empty rather than modeled, and fills in as new documents post.
The 18/100 figure for 12935 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 12935 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 12935
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
ZIP 12935 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 12935, the same set carried on every parcel.
Nearby ZIPs in Clinton County
Keep exploring New York distress
Keep going: ZIP, county and state distress coverage for Clinton County, New York.
The complete 12935 distress and acquisition report
See who owns each distressed property in 12935, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Built from public records, scored the same way everywhere · methodology