ZIP 12944 Property Distress & Foreclosure Data

Essex County, New York's ZIP 12944 registers 24/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: FEMA disaster exposure (73/100), climate & FEMA risk (63/100). The most distinctive pressure shows up in construction/permit lag (66/100), structural risk (51/100), institutional ownership (40/100). By contrast, mortgage stress (20/100) register low. Structural exposure scores 51 and live distress 6 on the 0–100 scale.

The market reads expansion — home values rose 6.5% year on year, and 23% higher over three years, at 38/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Vacancy runs 20.8%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 44% of tenant households. There are about 1,944 housing units across 12944. 77% of housing is owner-occupied. The demographic-stress sub-score lands at 29/100. The poverty rate is 16.1%. About 4,043 people live here, median age 41. At $70,375, median income runs near typical U.S. levels. The typical home is worth about $141,700 (2.1× income, relatively affordable). Around 26% of adults hold a bachelor's degree or higher.

Net-net, 12944 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.