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ZIP 12852 Foreclosure, Tax-Lien & Distress Report

Essex County, New York · High Vacancy market

ZIP code 12852 in Essex County, New York carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. Structurally it carries 52/100, against 7/100 of stress already in motion. Environmental exposure also runs high (FEMA disaster exposure (94/100), climate & FEMA risk (62/100)). The most distinctive pressure shows up in construction/permit lag (61/100), structural risk (52/100), institutional ownership (44/100). mortgage stress (23/100) stay muted.

Prices here sit in a expansion phase: values rose 6.0% over the trailing year (phase confidence 38/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

At $76,000, median income runs near typical U.S. levels. The vacancy rate is 75.3% — elevated. Roughly 4.8% live below the poverty line, a low share typical of higher-equity areas. The demographic-stress sub-score lands at 29/100. 95% of housing is owner-occupied. 381 residents call 12852 home, typically aged 57. Home values center near $254,800, an affordability ratio of 2.9× — accessible. Around 35% of adults hold a bachelor's degree or higher. There are about 687 housing units across 12852.

Net-net, 12852 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 12852 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 12852's 25/100 can be lined up against any neighbor in Essex County, New York or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 12852 shows blanks, not estimates, wherever the record is sparse.

Each component behind 12852 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 25/100 roll-up. The point of the 12852 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

25/100
Composite stress
52/100
Structural risk
7/100
Distress activity

Distress signal breakdown — ZIP 12852

Foreclosure activity0
Mortgage stress23
Climate / FEMA risk62
Another 9 scored dimensions sit behind 12852

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

ZIP 12852 Stress Report snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Built from public records, scored the same way everywhere · methodology

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