Essex County, NY: Foreclosures, Tax Liens & Distressed Properties
Essex County, NY, New York: 36 ZIP codes scored, Essex County, NY averaging 21/100 (low, Essex, NY), from 12 to 23. Essex County, NY is in its expansion phase (Essex, NY confidence 38/100): Essex, NY home prices up 6.0% (Essex, NY) over twelve months. Essex County, NY lender headwind: 85/100.
Highest-scoring Essex County, NY ZIPs: 12913 (23/100), 12983 (23/100), 12851 (22/100), 12852 (22/100), 12855 (22/100), 12857 (22/100). Also scored in Essex County, NY: 12858, 12870, 12872, 12883, 12928, 12932, 12936, 12941, 12942, 12943.
Across Essex County, NY's scored ZIPs: median home value $232,265, household income $69,622, 40.5% vacancy, 10.6% poverty, 84% owner-occupied, median age 52.4.
Essex County, NY insurance distress 38/100 (#1,393 in the US); FEMA hazard 74/100 for Essex, NY; 4 federal disaster declarations in Essex County, NY since 2023 (2 flood); Essex, NY construction distress 52/100.
5 banks with 18 branches lend in Essex County, NY; Essex, NY weighted bank stress 75/100, highest 100/100 in Essex, NY.
Essex County, NY unemployment 3.3% (Essex, NY -1.9 pts, six months); 170 new housing units permitted in Essex County, NY over twelve months, Essex, NY down 2% from 174; Essex, NY home prices +10.9% a year (Essex, NY) over three years.
25,484 housing units in Essex County, NY; 3,519 Essex, NY renter households; 45% of Essex, NY renters spend 30%+ of income on rent, 21% (Essex, NY) half or more.
Essex County, NY ranks #1,146 nationally on the opportunity index (Essex, NY, among all ranked counties); Essex, NY scores 30.7/100 and Essex, NY sits #19 inside New York. Essex, NY is in the early_signal opportunity phase; Essex, NY's primary driver is vacancy, Essex, NY second driver bank institutional; Essex, NY moved down 730 places. 2 short-sale listings across Essex, NY; 49 days on market observed in Essex, NY; 33.4% vacancy over 36 Essex, NY ZIPs.
No CFPB county sample covers Essex County, NY. The non-metro area reading for Essex, NY: 0.8% ninety-plus days late; Essex, NY's thirty-to-eighty-nine share is 3.0% (Essex, NY, December 2025 data); New York overall 1.0%.
Essex County, NY has 5 watched banks; 5 Essex, NY banks sit in an elevated band. Essex, NY footprints: Champlain National Bank (6 branches, stress 81) in Essex, NY; Arrow Bank National Assn (4 branches, stress 70) in Essex, NY; Community Bank National Assn (3 branches, stress 68) in Essex, NY.
HUD lists 1 assisted multifamily property in Essex County, NY with 40 units; 40 Essex, NY units are assisted, 1 Essex, NY properties under project-based Section 8.
9,142 of the 25,484 housing units in Essex, NY sit vacant. Essex County, NY permitted 10 multifamily units in twelve months; Essex, NY's one-to-four unit structures added 160 units in Essex County, NY.