ZIP 12855 Property Distress & Foreclosure Data

ZIP code 12855 in Essex County, New York carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (65/100), structural risk (52/100), institutional ownership (45/100). On the quiet end sit mortgage stress (23/100). Environmental exposure also runs high (FEMA disaster exposure (83/100), climate & FEMA risk (62/100)). The latent-versus-live split is 52/100 structural and 7/100 already moving.

The expansion-phase market in 12855 posted values that rose 6.5% over the year (phase confidence 38/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

DLRadar's demographic-stress index for the area reads 38/100. Around 100% of renters are cost-burdened. 7.6% of residents fall below the poverty threshold. Educational attainment sits at 20% bachelor's-or-above. Population is roughly 198 with a median age of 55. The vacancy rate is 59.3% — elevated. Home values center near $170,000, an affordability ratio of 2.3× — accessible. Owners hold 94% of homes, renters 6%. Median household income is $67,955, below the U.S. median near $78,000. The ZIP holds roughly 242 housing units.

On the whole, 12855 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.