ZIP 12932 Foreclosure, Tax-Lien & Distress Report
Essex County, New York · High Vacancy market
ZIP code 12932 in Essex County, New York carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. The most distinctive pressure shows up in construction/permit lag (61/100), structural risk (52/100), institutional ownership (44/100). On the quiet end sit mortgage stress (23/100). Structural risk reads 52/100 against active distress of 7/100. Environmental exposure also runs high (FEMA disaster exposure (94/100), climate & FEMA risk (62/100)).
The market reads expansion — home values rose 6.0% year on year (phase confidence 38/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
A median home runs $183,900 here, or 2.9 times local income. 11.3% of residents fall below the poverty threshold. The vacancy rate is 31.3% — elevated. The ZIP holds roughly 934 housing units. Around 26% of renters are cost-burdened. On demographic stress specifically, 12932 scores 26/100. Median household income is $61,801, below the U.S. median near $78,000. 80% of housing is owner-occupied. Around 34% of adults hold a bachelor's degree or higher. 1,183 residents call 12932 home, typically aged 56.
Taken together, 12932 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Big metro or rural, 12932 runs through one identical public-record model, so its 25/100 sits on the same scale as every other ZIP in Essex County, New York and the nation. Sparse data for 12932 shows as blanks, never estimates, and the score updates on every fresh public filing.
Behind 12932's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 12932 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
What is driving ZIP 12932’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
ZIP 12932 Stress Report snapshot
A live read on 12932: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Essex County ZIPs near 12932
Related reports across Essex County, New York
Further distress data across Essex County, New York at ZIP, county and state level.
Get the full acquisition report for 12932
The full 12932 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
No modelling: every input is a public record · methodology