ZIP 12932 Property Distress & Foreclosure Data

In Essex County, New York, ZIP 12932 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (65/100), structural risk (52/100), institutional ownership (45/100). By contrast, mortgage stress (23/100) register low. The latent-versus-live split is 52/100 structural and 7/100 already moving. It additionally carries heavy environmental risk: FEMA disaster exposure (83/100), climate & FEMA risk (62/100).

The market reads expansion — home values rose 6.5% year on year (phase confidence 38/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The typical home is worth about $183,900 (2.9× income, relatively affordable). The poverty rate is 11.3%. The vacancy rate is 31.3% — elevated. The ZIP holds roughly 934 housing units. Around 26% of renters are cost-burdened. The demographic-stress sub-score lands at 26/100. At $61,801, median income runs below typical U.S. levels. 80% of housing is owner-occupied. Around 34% of adults hold a bachelor's degree or higher. About 1,183 people live here, median age 56.

Net-net, 12932 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.