ZIP 12946 Property Distress & Foreclosure Data

In Essex County, New York, ZIP 12946 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 52/100 against active distress of 7/100. Its standout signals are construction/permit lag (65/100), structural risk (52/100), institutional ownership (45/100). mortgage stress (23/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (83/100), climate & FEMA risk (62/100).

Prices here sit in a expansion phase: values rose 6.5% over the trailing year, and 14% higher over three years, at 38/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The tenure split is 72% owner-occupied to 28% rented. A median home runs $467,000 here, or 5.7 times local income. Households earn a median $78,261 — near the roughly $78,000 national figure. On demographic stress specifically, 12946 scores 41/100. 4,805 residents call 12946 home, typically aged 47. Vacancy runs 40.2%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 63% of tenant households. There are about 4,049 housing units across 12946. Roughly 11.6% live below the poverty line. About 46% have a four-year degree.

Taken together, 12946 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.