ZIP 12872 Foreclosure, Tax-Lien & Distress Report
Essex County, New York · Distress market
On DLRadar's 0-100 distress scale, ZIP 12872 in Essex County, New York comes in at 22, a low composite-distress reading. Climate and flood risk are elevated too — FEMA disaster exposure (74/100), climate & FEMA risk (62/100). The most distinctive pressure shows up in construction/permit lag (52/100), structural risk (47/100), institutional ownership (40/100). Structural risk reads 47/100 against active distress of 0/100.
The expansion-phase market in 12872 posted values that rose 6.0% over the year, at 38/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
The ZIP holds roughly 67 housing units.
On balance, 12872 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Whether 12872 runs hot or quiet, its 22/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 12872 can be compared directly against any other ZIP in Essex County, New York or nationwide. 12872 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Each component behind 12872 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. For a buyer, 12872 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
ZIP 12872 distress signals, scored
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
ZIP 12872 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 12872, drawn from the same report attached to each property.
Other Essex County ZIP codes
Nearest ZIP codes to 12872
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Essex County, New York
Further distress data across Essex County, New York at ZIP, county and state level.
See every distressed parcel in 12872
The full 12872 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
No modelling: every input is a public record · methodology