ZIP 12857 Property Distress & Foreclosure Data

DLRadar grades ZIP 12857 (Essex County, New York) at a low 24/100 for overall property distress. Property-level stress concentrates in construction/permit lag (64/100), structural risk (52/100), institutional ownership (44/100). By contrast, mortgage stress (23/100) register low. On the structural side it scores 52/100, with 7/100 of stress already active. It additionally carries heavy environmental risk: FEMA disaster exposure (82/100), climate & FEMA risk (62/100).

The market reads expansion — home values rose 6.6% year on year (phase confidence 37/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $63,935, median income runs below typical U.S. levels. Around 31% of adults hold a bachelor's degree or higher. The poverty rate is 11.4%. The typical home is worth about $203,800 (2.9× income, relatively affordable). Around 10% of renters are cost-burdened. 89% of housing is owner-occupied. About 613 people live here, median age 62. The demographic-stress sub-score lands at 26/100. The vacancy rate is 49.8% — elevated. The ZIP holds roughly 646 housing units.

Net-net, 12857 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.