ZIP 12835 Property Distress & Foreclosure Data

Composite property distress in 12835 (Saratoga County, New York) lands at 24/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (79/100), flood (NFIP) exposure (65/100). On the structural side it scores 55/100, with 2/100 of stress already active. The sharpest non-environmental signals are construction/permit lag (72/100), structural risk (55/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (7/100) stay muted.

Prices here sit in a expansion phase: values rose 5.6% over the trailing year, and 6% higher over three years (phase confidence 32/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Around 37% of renters are cost-burdened. 2,700 residents call 12835 home, typically aged 56. Households earn a median $70,638 — near the roughly $78,000 national figure. On demographic stress specifically, 12835 scores 31/100. The ZIP holds roughly 2,679 housing units. The tenure split is 85% owner-occupied to 15% rented. Roughly 9.1% live below the poverty line. The vacancy rate is 54.3% — elevated. About 26% have a four-year degree. A median home runs $224,100 here, or 3.1 times local income.

Taken together, 12835 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.