Saratoga County, NY: Foreclosures, Tax Liens & Distressed Properties

For Saratoga County, New York, DLRadar turns county and parcel public records into a single distress score per ZIP. On bank and credit headwind, Saratoga County scores 75/100, a stressed reading. 27 ZIP codes are tracked county-wide, averaging 22/100 distress. ZIP-level distress ranges from 22/100 at the top down to 18/100.

Currently expansion, Saratoga County saw prices rise 6.6% year over year, a 39/100-confidence read. Even as prices climb, specific ZIPs still slip even as the headline looks strong.

Even appreciating at +6.6% YoY (39/100 confidence), distress still hides in specific ZIPs which speeds resale of distressed buys. An elevated 75/100 reading signals what's coming: short sales and foreclosures accelerate.

The sharpest Saratoga County readings come from 12019 (22/100), 12020 (22/100), 12027 (22/100), 12065 (22/100), 12074 (22/100), 12118 (22/100) — open any for the parcel detail. Also scored across the county: 12148, 12151, 12170, 12188, 12302, 12803, 12822, 12831, 12833, 12835.

On the housing-and-income side, Saratoga County's tracked footprint run a median household income near $95,136 (above the US norm), a 8.6% poverty rate, an owner-occupied share of 77%, vacancy near 13.9%, residents with a median age around 44.3, typical home values near $290,196. Taken together, they frame the volume of pressured sellers and the exit liquidity behind them.

All in at 22/100 over 27 ZIPs, distress here is parcel-specific — work it parcel by parcel. Inside DLRadar, each Saratoga County property carries owner, address and APN, a per-parcel score, lender exposure and exit read.

No county is too small to score: Saratoga County, New York runs through the same foreclosure, tax, lien and bank-stress model as every major metro, so Saratoga County's numbers mean exactly what they mean anywhere else in New York.

The practical read on Saratoga County, New York is a targeting one — find the ZIPs holding real financial pressure, then work the parcels underneath them. The Saratoga County read is rebuilt from public records as they post — no modeling fills the gaps — so what you see is what the documents support, refreshed on each ingest.

Drilling in, Saratoga County's highest-scoring ZIPs are 12019 (22/100), 12020 (22/100), 12027 (22/100), 12065 (22/100), 12074 (22/100), 12118 (22/100). DLRadar also scores 12148, 12151, 12170, 12188, 12302, 12803, 12822, 12831 and more across the county. Every one of these is scored independently — a ZIP's composite reflects its own recorded distress, which is why the county average alone hides where the real pressure sits.

The Saratoga County score is not a single measure but a composite: foreclosure activity, mortgage and tax-lien stress, and local lender headwind each feed it, which is why understanding the components matters as much as the headline number.