ZIP 12019 Property Distress & Foreclosure Data

DLRadar grades ZIP 12019 (Saratoga County, New York) at a low 24/100 for overall property distress. Property-level stress concentrates in construction/permit lag (73/100), structural risk (55/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (7/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (79/100), flood (NFIP) exposure (65/100). The latent-versus-live split is 55/100 structural and 2/100 already moving.

Prices here sit in a expansion phase: values rose 5.6% over the trailing year, and 22% higher over three years (phase confidence 32/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The ZIP holds roughly 7,009 housing units. Roughly 3.1% live below the poverty line, a low share typical of higher-equity areas. About 54% have a four-year degree. 15,683 residents call 12019 home, typically aged 46. Households earn a median $116,329 — above the roughly $78,000 national figure. On demographic stress specifically, 12019 scores 22/100. A median home runs $400,400 here, or 3.3 times local income. The tenure split is 81% owner-occupied to 19% rented. Around 25% of renters are cost-burdened. The vacancy rate is 5.1%.

On balance, 12019 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.