ZIP 12151 Property Distress & Foreclosure Data

Saratoga County, New York's ZIP 12151 registers 24/100 composite distress, which DLRadar reads as low. Structural exposure scores 55 and live distress 2 on the 0–100 scale. The most distinctive pressure shows up in construction/permit lag (73/100), structural risk (55/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (7/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (79/100), flood (NFIP) exposure (65/100).

Prices here sit in a expansion phase: values rose 5.6% over the trailing year, and 97% higher over three years, at 32/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

There are about 496 housing units across 12151. Roughly 2.5% live below the poverty line, a low share typical of higher-equity areas. A median home runs $342,800 here, or 3.3 times local income. About 55% have a four-year degree. 986 residents call 12151 home, typically aged 44. Households earn a median $96,184 — above the roughly $78,000 national figure. The tenure split is 87% owner-occupied to 13% rented. On demographic stress specifically, 12151 scores 22/100. Vacancy runs 11.7%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 29% of tenant households.

On balance, 12151 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.