ZIP 12833 Property Distress & Foreclosure Data

In Saratoga County, New York, ZIP 12833 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (73/100), structural risk (55/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (7/100) register low. The latent-versus-live split is 55/100 structural and 2/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (79/100), flood (NFIP) exposure (65/100).

The market reads expansion — home values rose 5.6% year on year, and 35% higher over three years (phase confidence 32/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $97,621, median income runs above typical U.S. levels. Around 41% of adults hold a bachelor's degree or higher. The vacancy rate is 6.2%. About 5,368 people live here, median age 42. The poverty rate is 11.9%. The ZIP holds roughly 2,203 housing units. Around 17% of renters are cost-burdened. 86% of housing is owner-occupied. The demographic-stress sub-score lands at 23/100. The typical home is worth about $345,600 (3.3× income, relatively affordable).

Overall 12833 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.