ZIP 12859 Property Distress & Foreclosure Data

Saratoga County, New York's ZIP 12859 registers 24/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (73/100), structural risk (55/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (7/100) stay muted. The latent-versus-live split is 55/100 structural and 2/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (79/100), flood (NFIP) exposure (65/100).

Prices here sit in a expansion phase: values rose 5.6% over the trailing year, and 23% higher over three years (phase confidence 32/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The vacancy rate is 11.1%. The ZIP holds roughly 744 housing units. Roughly 14.9% live below the poverty line. Around 25% of renters are cost-burdened. The tenure split is 87% owner-occupied to 13% rented. About 22% have a four-year degree. Households earn a median $72,847 — near the roughly $78,000 national figure. 1,629 residents call 12859 home, typically aged 47. On demographic stress specifically, 12859 scores 30/100. A median home runs $210,200 here, or 4.1 times local income.

Overall, 12859 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.