ZIP 12878 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 12878 (Warren County, New York) lands at 13/100 — minimal on DLRadar's public-record scoring. Structural exposure scores 28 and live distress 2 on the 0–100 scale. Property-level stress concentrates in construction/permit lag (32/100), structural risk (28/100), mortgage stress (6/100). mortgage stress (6/100) and institutional ownership (3/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (65/100)).

Prices here sit in a expansion phase: values rose 9.1% over the trailing year (phase confidence 56/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Population is roughly 768 with a median age of 45. The vacancy rate is 43.4% — elevated. Home values center near $205,200, an affordability ratio of 2.7× — accessible. Rent burden reaches 26% of tenant households. Owners hold 86% of homes, renters 14%. There are about 499 housing units across 12878. The poverty rate is 7.8%. Households earn a median $61,667 — below the roughly $78,000 national figure. Educational attainment sits at 10% bachelor's-or-above. The demographic-stress sub-score lands at 29/100.

On the whole, 12878 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 12878 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 12878's 13/100 can be lined up against any neighbor in Warren County, New York or any ZIP coast to coast. Where the public record is thin for 12878, the field stays empty rather than modeled, and fills in as new documents post.

12878's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 12878 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.