ZIP 12878 Property Distress & Foreclosure Data

ZIP code 12878 in Warren County, New York carries a composite property-distress score of 10/100 — a minimal reading on DLRadar's deterministic public-record index. Structural exposure scores 20 and live distress 2 on the 0–100 scale. What sets it apart are the readings on structural risk (20/100), mortgage stress (6/100), institutional ownership (3/100). By contrast, mortgage stress (6/100) and institutional ownership (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (65/100).

The market reads expansion — home values rose 11.2% year on year, at 100/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 768 people live here, median age 45. Vacancy runs 43.4%, above the national norm and a classic distress-and-opportunity signal. The typical home is worth about $205,200 (2.7× income, relatively affordable). Rent burden reaches 26% of tenant households. 86% of housing is owner-occupied. There are about 499 housing units across 12878. The poverty rate is 7.8%. At $61,667, median income runs below typical U.S. levels. Around 10% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 29/100.

Net-net, 12878 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.