ZIP 12885 Property Distress & Foreclosure Data

Composite property distress in 12885 (Warren County, New York) lands at 10/100 — minimal on DLRadar's public-record scoring. Structural exposure scores 20 and live distress 2 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (65/100)). The sharpest non-environmental signals are structural risk (20/100), mortgage stress (6/100), institutional ownership (3/100). On the quiet end sit mortgage stress (6/100) and institutional ownership (3/100).

The expansion-phase market in 12885 posted values that rose 11.2% over the year, and 36% higher over three years, at 100/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Owners hold 79% of homes, renters 21%. Vacancy runs 20.5%, above the national norm and a classic distress-and-opportunity signal. Population is roughly 4,531 with a median age of 49. Median household income is $65,454, below the U.S. median near $78,000. Home values center near $169,800, an affordability ratio of 2.3× — accessible. 12.5% of residents fall below the poverty threshold. There are about 2,739 housing units across 12885. Rent burden reaches 33% of tenant households. Educational attainment sits at 17% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 27/100.

On the whole, 12885 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.