ZIP 12804 Property Distress & Foreclosure Data

Warren County, New York's ZIP 12804 registers 10/100 composite distress, which DLRadar reads as minimal. Environmental exposure also runs high (climate & FEMA risk (65/100)). The latent-versus-live split is 20/100 structural and 2/100 already moving. The most distinctive pressure shows up in structural risk (20/100), mortgage stress (6/100), institutional ownership (3/100). On the quiet end sit mortgage stress (6/100) and institutional ownership (3/100).

The expansion-phase market in 12804 posted values that rose 11.2% over the year, and 24% higher over three years (phase confidence 100/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $90,074, above the U.S. median near $78,000. Around 37% of renters are cost-burdened. The ZIP holds roughly 13,443 housing units. Educational attainment sits at 39% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 26/100. Owners hold 74% of homes, renters 26%. The vacancy rate is 6.2%. Population is roughly 28,175 with a median age of 48. 7.0% of residents fall below the poverty threshold. Home values center near $311,400, an affordability ratio of 3.2× — accessible.

Broadly, 12804 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.