ZIP 12814 Property Distress & Foreclosure Data

ZIP code 12814 in Warren County, New York carries a composite property-distress score of 10/100 — a minimal reading on DLRadar's deterministic public-record index. Structural risk reads 20/100 against active distress of 2/100. What sets it apart are the readings on structural risk (20/100), mortgage stress (6/100), institutional ownership (3/100). mortgage stress (6/100) and institutional ownership (3/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (65/100).

Prices here sit in a expansion phase: values rose 11.2% over the trailing year, at 100/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

There are about 1,763 housing units across 12814. On demographic stress specifically, 12814 scores 24/100. Vacancy runs 63.5%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 87% owner-occupied to 13% rented. About 33% have a four-year degree. Households earn a median $114,861 — above the roughly $78,000 national figure. 1,145 residents call 12814 home, typically aged 60. Roughly 7.2% live below the poverty line, a low share typical of higher-equity areas. A median home runs $247,200 here, or 2.1 times local income. Rent burden reaches 15% of tenant households.

Taken together, 12814 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.