ZIP 12817 Property Distress & Foreclosure Data

Composite property distress in 12817 (Warren County, New York) lands at 10/100 — minimal on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (20/100), mortgage stress (6/100), institutional ownership (3/100). mortgage stress (6/100) and institutional ownership (3/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (65/100). On the structural side it scores 20/100, with 2/100 of stress already active.

Prices here sit in a expansion phase: values rose 11.2% over the trailing year, and 89% higher over three years (phase confidence 100/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

On demographic stress specifically, 12817 scores 30/100. The ZIP holds roughly 2,122 housing units. Roughly 7.1% live below the poverty line, a low share typical of higher-equity areas. About 43% have a four-year degree. Households earn a median $90,469 — above the roughly $78,000 national figure. 2,023 residents call 12817 home, typically aged 60. The vacancy rate is 54.4% — elevated. A median home runs $327,600 here, or 3.4 times local income. Around 39% of renters are cost-burdened. The tenure split is 82% owner-occupied to 18% rented.

Taken together, 12817 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.