ZIP 12824 Foreclosure, Tax-Lien & Distress Report
Warren County, New York · High Vacancy market
ZIP 12824's composite property-distress score is 11/100 - DLRadar classes that as minimal for Warren County, New York. Leading the profile are structural risk (23/100), construction/permit lag (13/100), mortgage stress (6/100). By contrast, mortgage stress (6/100) and institutional ownership (3/100) register low. Environmental exposure also runs high (climate & FEMA risk (65/100)). Structurally it carries 23/100, against 2/100 of stress already in motion.
The expansion-phase market in 12824 posted values that rose 9.1% over the year (phase confidence 56/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
The demographic-stress sub-score lands at 22/100. The poverty rate is 2.0% — low. 1,022 residents call 12824 home, typically aged 56. Around 48% of adults hold a bachelor's degree or higher. The tenure split is 95% owner-occupied to 5% rented. Home values center near $425,900, an affordability ratio of 3.6× — accessible. Around 0% of renters are cost-burdened. The vacancy rate is 52.4% — elevated. At $123,026, median income runs above typical U.S. levels. The ZIP holds roughly 1,036 housing units.
Net-net, 12824 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 12824 is not published yet -- the ZIP-level readings above remain fully sourced.
The number is not local guesswork: 12824's 11/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 12824 reflects the current record instead of a stale or modeled snapshot.
Each component behind 12824 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 11/100 roll-up. The point of the 12824 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
ZIP 12824 distress signals, scored
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
Snapshot: 12824 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Nearby ZIPs in Warren County
Nearest ZIP codes to 12824
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Other reports tied to Warren County, New York — ZIP, county and statewide.
Get the full acquisition report for 12824
Every distressed parcel in 12824 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Built from public records, scored the same way everywhere · methodology