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Warren County, NY: Foreclosures, Tax Liens & Distressed Properties

Warren County, NY, New York: 27 ZIP codes scored, Warren County, NY averaging 13/100 (minimal, Warren, NY), from 11 to 23. Warren County, NY is in its expansion phase (Warren, NY confidence 56/100): Warren, NY home prices up 9.1% (Warren, NY) over twelve months. Warren County, NY lender headwind: 60/100.

Highest-scoring Warren County, NY ZIPs: 12835 (23/100), 12857 (22/100), 12870 (22/100), 12839 (17/100), 12844 (14/100), 12836 (12/100). Also scored in Warren County, NY: 12853, 12801, 12804, 12808, 12810, 12811, 12814, 12815, 12817, 12820.

Across Warren County, NY's scored ZIPs: median home value $292,340, household income $78,899, 44.1% vacancy, 8.8% poverty, 82% owner-occupied, median age 51.2.

Warren County, NY insurance distress 0/100 (#2,938 in the US); FEMA hazard 0/100 for Warren, NY; Warren, NY construction distress 13/100.

10 banks with 26 branches lend in Warren County, NY; Warren, NY weighted bank stress 68/100, highest 75/100 in Warren, NY.

Warren County, NY unemployment 3.5% (Warren, NY -1.8 pts, six months); 274 new housing units permitted in Warren County, NY over twelve months, Warren, NY up 37% from 200; Warren, NY home prices +7.8% a year (Warren, NY) over three years.

40,342 housing units in Warren County, NY; 8,571 Warren, NY renter households; 45% of Warren, NY renters spend 30%+ of income on rent, 23% (Warren, NY) half or more.

Warren County, NY ranks #2,425 nationally on the opportunity index (Warren, NY, among all ranked counties); Warren, NY scores 26.2/100 and Warren, NY sits #47 inside New York. Warren, NY is in the weak opportunity phase; Warren, NY's primary driver is vacancy, Warren, NY second driver bank institutional; Warren, NY moved down 113 places. 6 short-sale listings across Warren, NY; 96 days on market observed in Warren, NY; 18.3% vacancy over 27 Warren, NY ZIPs.

No CFPB county sample covers Warren County, NY. The non-metro area reading for Warren, NY: 0.8% ninety-plus days late; Warren, NY's thirty-to-eighty-nine share is 3.0% (Warren, NY, December 2025 data); New York overall 1.0%.

Warren County, NY has 6 watched banks; 6 Warren, NY banks sit in an elevated band. Warren, NY footprints: Arrow Bank National Assn (9 branches, stress 70) in Warren, NY; Trustco Bank (4 branches, stress 75) in Warren, NY; Adirondack Trust Co (3 branches, stress 66) in Warren, NY.

HUD lists 1 assisted multifamily property in Warren County, NY with 41 units; 40 Warren, NY units are assisted.

10,209 of the 40,342 housing units in Warren, NY sit vacant. Warren County, NY permitted 86 multifamily units in twelve months; Warren, NY's one-to-four unit structures added 188 units in Warren County, NY.

Expansion
Market phase
9.1%
Warren, NY HPI YoY
0%
Drawdown
56
Warren confidence

Warren County ZIPs ranked by distress

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