ZIP 12870 Foreclosure, Tax-Lien & Distress Report
Essex County, New York · High Vacancy market
Essex County, New York's ZIP 12870 registers 23/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: FEMA disaster exposure (86/100), climate & FEMA risk (62/100). The pressure is most legible in construction/permit lag (51/100), structural risk (49/100), institutional ownership (45/100). On the quiet end sit mortgage stress (23/100). The split runs 49/100 structural to 7/100 active on the ground.
The market reads expansion — home values rose 6.0% year on year, and 53% higher over three years, at 38/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
The typical home is worth about $268,700 (3.9× income, relatively affordable). 9.9% of residents fall below the poverty threshold. Population is roughly 1,770 with a median age of 52. On demographic stress specifically, 12870 scores 31/100. The vacancy rate is 57.9% — elevated. Rent burden reaches 25% of tenant households. The ZIP holds roughly 1,820 housing units. Median household income is $65,326, below the U.S. median near $78,000. Owners hold 82% of homes, renters 18%. About 39% have a four-year degree.
On the whole, 12870 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 12870 at the moment; the composite and its components are still built from verifiable records.
Big metro or rural, 12870 runs through one identical scoring model, so its 23/100 sits on the same scale as every other ZIP in Essex County, New York and the nation. Nothing here is interpolated — where a source is thin for 12870, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 23/100 for 12870 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 12870 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
ZIP 12870 distress signals, scored
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 12870 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 12870, the same set carried on every parcel.
Adjacent Essex County ZIP reports
Nearest ZIP codes to 12870
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Essex County, New York
Other reports tied to Essex County, New York — ZIP, county and statewide.
Get the full acquisition report for 12870
See who owns each distressed property in 12870, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
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