ZIP 12870 Property Distress & Foreclosure Data

DLRadar grades ZIP 12870 (Essex County, New York) at a low 24/100 for overall property distress. Environmental exposure also runs high (FEMA disaster exposure (82/100), climate & FEMA risk (62/100)). Property-level stress concentrates in construction/permit lag (64/100), structural risk (52/100), institutional ownership (44/100). On the quiet end sit mortgage stress (23/100). Structural exposure scores 52 and live distress 7 on the 0–100 scale.

The expansion-phase market in 12870 posted values that rose 6.6% over the year, and 53% higher over three years, at 37/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Home values center near $268,700, an affordability ratio of 3.9× — accessible. 9.9% of residents fall below the poverty threshold. Population is roughly 1,770 with a median age of 52. DLRadar's demographic-stress index for the area reads 31/100. Vacancy runs 57.9%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 25% of tenant households. There are about 1,820 housing units across 12870. Median household income is $65,326, below the U.S. median near $78,000. Owners hold 82% of homes, renters 18%. Educational attainment sits at 39% bachelor's-or-above.

On the whole, 12870 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.