ZIP 12942 Property Distress & Foreclosure Data

DLRadar grades ZIP 12942 (Essex County, New York) at a low 24/100 for overall property distress. Environmental exposure also runs high (FEMA disaster exposure (83/100), climate & FEMA risk (62/100)). Property-level stress concentrates in construction/permit lag (65/100), structural risk (52/100), institutional ownership (45/100). On the quiet end sit mortgage stress (23/100). Structural risk reads 52/100 against active distress of 7/100.

The expansion-phase market in 12942 posted values that rose 6.5% over the year, at 38/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 462 with a median age of 57. There are about 604 housing units across 12942. Owners hold 95% of homes, renters 5%. DLRadar's demographic-stress index for the area reads 23/100. Rent burden reaches 0% of tenant households. Median household income is $113,750, above the U.S. median near $78,000. Home values center near $590,400, an affordability ratio of 3.8× — accessible. Educational attainment sits at 54% bachelor's-or-above. Vacancy runs 57.2%, above the national norm and a classic distress-and-opportunity signal. 3.9% of residents fall below the poverty threshold.

On the whole, 12942 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.