ZIP 12942 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 12942 (Essex County, New York) lands at 25/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — FEMA disaster exposure (94/100), climate & FEMA risk (62/100). What sets it apart are the readings on construction/permit lag (61/100), structural risk (52/100), institutional ownership (44/100). mortgage stress (23/100) stay muted. Structural exposure scores 52 and live distress 7 on the 0–100 scale.

Prices here sit in a expansion phase: values rose 6.0% over the trailing year (phase confidence 38/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

462 residents call 12942 home, typically aged 57. There are about 604 housing units across 12942. 95% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 23/100. Rent burden reaches 0% of tenant households. Median household income is $113,750, above the U.S. median near $78,000. The typical home is worth about $590,400 (3.8× income, relatively affordable). Around 54% of adults hold a bachelor's degree or higher. Vacancy runs 57.2%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 3.9% — low.

Taken together, 12942 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 12942 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 12942's 25/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 12942 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

12942's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 12942 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.