ZIP 12964 Property Distress & Foreclosure Data

In Essex County, New York, ZIP 12964 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 52/100 against active distress of 7/100. Climate and flood risk are elevated too — FEMA disaster exposure (83/100), climate & FEMA risk (62/100). Its standout signals are construction/permit lag (65/100), structural risk (52/100), institutional ownership (45/100). mortgage stress (23/100) stay muted.

Prices here sit in a expansion phase: values rose 6.5% over the trailing year, at 38/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

46 residents call 12964 home, typically aged 66. Households earn a median $79,063 — near the roughly $78,000 national figure. The tenure split is 89% owner-occupied to 11% rented. There are about 86 housing units across 12964. Vacancy runs 72.5%, above the national norm and a classic distress-and-opportunity signal. Roughly 26.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. A median home runs $265,000 here. About 49% have a four-year degree. Rent burden reaches 100% of tenant households. On demographic stress specifically, 12964 scores 48/100.

Taken together, 12964 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.