ZIP 12996 Property Distress & Foreclosure Data

In Essex County, New York, ZIP 12996 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (65/100), structural risk (52/100), institutional ownership (45/100). On the quiet end sit mortgage stress (23/100). On the structural side it scores 52/100, with 7/100 of stress already active. Environmental exposure also runs high (FEMA disaster exposure (83/100), climate & FEMA risk (62/100)).

The expansion-phase market in 12996 posted values that rose 6.5% over the year (phase confidence 38/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $64,306, below the U.S. median near $78,000. 12.8% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 38/100. The ZIP holds roughly 1,539 housing units. Around 74% of renters are cost-burdened. The vacancy rate is 43.7% — elevated. Population is roughly 1,937 with a median age of 55. Home values center near $237,900, an affordability ratio of 3.6× — accessible. Educational attainment sits at 26% bachelor's-or-above. Owners hold 84% of homes, renters 16%.

On the whole, 12996 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.