ZIP 12936 Property Distress & Foreclosure Data

ZIP code 12936 in Essex County, New York carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (65/100), structural risk (52/100), institutional ownership (45/100). On the quiet end sit mortgage stress (23/100). The latent-versus-live split is 52/100 structural and 7/100 already moving. Environmental exposure also runs high (FEMA disaster exposure (83/100), climate & FEMA risk (62/100)).

The expansion-phase market in 12936 posted values that rose 6.5% over the year (phase confidence 38/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Home values center near $290,800, an affordability ratio of 3.0× — accessible. 12.7% of residents fall below the poverty threshold. Median household income is $73,843, near the U.S. median near $78,000. The vacancy rate is 51.2% — elevated. Around 16% of renters are cost-burdened. Owners hold 85% of homes, renters 15%. Educational attainment sits at 42% bachelor's-or-above. Population is roughly 693 with a median age of 58. DLRadar's demographic-stress index for the area reads 27/100. The ZIP holds roughly 634 housing units.

On the whole, 12936 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.