ZIP 12936 Foreclosure, Tax-Lien & Distress Report
Essex County, New York · High Vacancy market
DLRadar grades ZIP 12936 (Essex County, New York) at a low 25/100 for overall property distress. The sharpest non-environmental signals are construction/permit lag (61/100), structural risk (52/100), institutional ownership (44/100). mortgage stress (23/100) stay muted. Structural exposure scores 52 and live distress 7 on the 0–100 scale. It additionally carries heavy environmental risk: FEMA disaster exposure (94/100), climate & FEMA risk (62/100).
Prices here sit in a expansion phase: values rose 6.0% over the trailing year (phase confidence 38/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
The typical home is worth about $290,800 (3.0× income, relatively affordable). Roughly 12.7% live below the poverty line. Households earn a median $73,843 — near the roughly $78,000 national figure. Vacancy runs 51.2%, above the national norm and a classic distress-and-opportunity signal. Around 16% of renters are cost-burdened. The tenure split is 85% owner-occupied to 15% rented. About 42% have a four-year degree. Population is roughly 693 with a median age of 58. DLRadar's demographic-stress index for the area reads 27/100. The ZIP holds roughly 634 housing units.
Net-net, 12936 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 12936 at the moment; the composite and its components are still built from verifiable public records.
Whether 12936 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 12936 can be compared directly against any other ZIP in Essex County, New York or nationwide. Sparse data for 12936 shows as blanks, never estimates, and the score updates on every fresh public filing.
12936's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 12936 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 12936
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
12936 at a glance
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
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More distress data near 12936
Further distress data across Essex County, New York at ZIP, county and state level.
Unlock parcel-level detail for ZIP 12936
Every distressed parcel in 12936 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology