ZIP 12961 Property Distress & Foreclosure Data

Composite property distress in 12961 (Essex County, New York) lands at 24/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (65/100), structural risk (52/100), institutional ownership (45/100). Climate and flood risk are elevated too — FEMA disaster exposure (83/100), climate & FEMA risk (62/100). The latent-versus-live split is 52/100 structural and 0/100 already moving.

Prices here sit in a expansion phase: values rose 6.5% over the trailing year (phase confidence 38/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

92 residents call 12961 home, typically aged 62. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. About 71% have a four-year degree. The ZIP holds roughly 22 housing units. The tenure split is 100% owner-occupied to 0% rented. The vacancy rate is 34.5% — elevated. On demographic stress specifically, 12961 scores 12/100.

Taken together, 12961 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

24/100
Composite stress
52/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 12961

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk62
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Essex County

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