ZIP 12987 Property Distress & Foreclosure Data

In Essex County, New York, ZIP 12987 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (65/100), structural risk (52/100), institutional ownership (45/100). On the quiet end sit mortgage stress (23/100). Environmental exposure also runs high (FEMA disaster exposure (83/100), climate & FEMA risk (62/100)). The latent-versus-live split is 52/100 structural and 7/100 already moving.

The expansion-phase market in 12987 posted values that rose 6.5% over the year (phase confidence 38/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Educational attainment sits at 46% bachelor's-or-above. The ZIP holds roughly 136 housing units. Median household income is $111,083, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 21/100. Around 0% of renters are cost-burdened. Home values center near $250,000, an affordability ratio of 2.0× — accessible. 23.9% of residents fall below the poverty threshold. Owners hold 88% of homes, renters 12%. The vacancy rate is 34.0% — elevated. Population is roughly 188 with a median age of 50.

On the whole, 12987 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.