ZIP 12941 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 12941 (Essex County, New York) returns a low composite of 23/100. Environmental exposure also runs high (FEMA disaster exposure (84/100), climate & FEMA risk (62/100)). Structural risk reads 48/100 against active distress of 7/100. Its standout signals are construction/permit lag (52/100), structural risk (48/100), institutional ownership (41/100). mortgage stress (23/100) stay muted.

Prices here sit in a expansion phase: values rose 6.0% over the trailing year, at 38/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Around 37% of renters are cost-burdened. About 1,477 people live here, median age 49. Vacancy runs 41.0%, above the national norm and a classic distress-and-opportunity signal. About 32% have a four-year degree. 8.6% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 27/100. At $77,833, median income runs near typical U.S. levels. Home values center near $208,500, an affordability ratio of 2.6× — accessible. The ZIP holds roughly 1,136 housing units. 92% of housing is owner-occupied.

Net-net, 12941 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 12941 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 12941 runs through one identical scoring model, so its 23/100 sits on the same scale as every other ZIP in Essex County, New York and the nation. Nothing here is interpolated — where a source is thin for 12941, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

12941's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 12941 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.