ZIP 12941 Property Distress & Foreclosure Data

In Essex County, New York, ZIP 12941 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: FEMA disaster exposure (83/100), climate & FEMA risk (62/100). On the structural side it scores 52/100, with 7/100 of stress already active. Its standout signals are construction/permit lag (65/100), structural risk (52/100), institutional ownership (45/100). By contrast, mortgage stress (23/100) register low.

The market reads expansion — home values rose 6.5% year on year (phase confidence 38/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Around 37% of renters are cost-burdened. About 1,477 people live here, median age 49. The vacancy rate is 41.0% — elevated. Around 32% of adults hold a bachelor's degree or higher. The poverty rate is 8.6%. The demographic-stress sub-score lands at 27/100. At $77,833, median income runs near typical U.S. levels. The typical home is worth about $208,500 (2.6× income, relatively affordable). The ZIP holds roughly 1,136 housing units. 92% of housing is owner-occupied.

Net-net, 12941 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.