ZIP 12960 Property Distress & Foreclosure Data

DLRadar grades ZIP 12960 (Essex County, New York) at a low 24/100 for overall property distress. Structural risk reads 52/100 against active distress of 7/100. Environmental exposure also runs high (FEMA disaster exposure (83/100), climate & FEMA risk (62/100)). Property-level stress concentrates in construction/permit lag (65/100), structural risk (52/100), institutional ownership (45/100). On the quiet end sit mortgage stress (23/100).

The expansion-phase market in 12960 posted values that rose 6.5% over the year, at 38/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Home values center near $144,300, an affordability ratio of 2.3× — accessible. DLRadar's demographic-stress index for the area reads 14/100. Population is roughly 995 with a median age of 52. Owners hold 98% of homes, renters 2%. Educational attainment sits at 44% bachelor's-or-above. Rent burden reaches 0% of tenant households. Vacancy runs 5.7%. 0.8% of residents fall below the poverty threshold. There are about 588 housing units across 12960. Median household income is $61,443, below the U.S. median near $78,000.

On balance 12960 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.