ZIP 12858 Foreclosure, Tax-Lien & Distress Report
Essex County, New York · High Vacancy market
In Essex County, New York, ZIP 12858 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. The latent-versus-live split is 52/100 structural and 7/100 already moving. Climate and flood risk are elevated too — FEMA disaster exposure (94/100), climate & FEMA risk (62/100). What sets it apart are the readings on construction/permit lag (61/100), structural risk (52/100), institutional ownership (44/100). On the quiet end sit mortgage stress (23/100).
The expansion-phase market in 12858 posted values that rose 6.0% over the year (phase confidence 38/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
The typical home is worth about $333,300 (2.3× income, relatively affordable). Around 47% of adults hold a bachelor's degree or higher. At $151,875, median income runs above typical U.S. levels. Vacancy runs 73.6%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 0.0% — low. 167 residents call 12858 home, typically aged 61. On demographic stress specifically, 12858 scores 23/100. Owners hold 100% of homes, renters 0%. The ZIP holds roughly 320 housing units.
Taken together, 12858 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 12858 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
The number is not local guesswork: 12858's 25/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 12858 shows as blanks, never estimates, and the score updates on every fresh public filing.
12858's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 12858 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 12858
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
Snapshot: 12858 by the numbers
A live read on 12858: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
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See every distressed parcel in 12858
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Rules-based scoring — each signal ties to a public dataset · methodology