ZIP 12858 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 12858 (Essex County, New York) lands at 24/100 — low on DLRadar's public-record scoring. Structural risk reads 52/100 against active distress of 7/100. Environmental exposure also runs high (FEMA disaster exposure (83/100), climate & FEMA risk (62/100)). The sharpest non-environmental signals are construction/permit lag (65/100), structural risk (52/100), institutional ownership (45/100). On the quiet end sit mortgage stress (23/100).

The expansion-phase market in 12858 posted values that rose 6.5% over the year, at 38/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Home values center near $333,300, an affordability ratio of 2.3× — accessible. Educational attainment sits at 47% bachelor's-or-above. Median household income is $151,875, above the U.S. median near $78,000. Vacancy runs 73.6%, above the national norm and a classic distress-and-opportunity signal. 0.0% of residents fall below the poverty threshold. Population is roughly 167 with a median age of 61. DLRadar's demographic-stress index for the area reads 23/100. Owners hold 100% of homes, renters 0%. There are about 320 housing units across 12858.

On the whole, 12858 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.