ZIP 12808 Foreclosure, Tax-Lien & Distress Report
Warren County, New York · High Vacancy market
DLRadar grades ZIP 12808 (Warren County, New York) at a minimal 11/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (65/100). Latent structural risk is 23/100 while live distress already moving reads 2/100. Its standout signals are structural risk (23/100), construction/permit lag (13/100), mortgage stress (6/100). mortgage stress (6/100) and institutional ownership (3/100) stay muted.
The expansion-phase market in 12808 posted values that rose 9.1% over the year (phase confidence 56/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
Households earn a median $120,250 — above the roughly $78,000 national figure. Educational attainment sits at 35% bachelor's-or-above. The poverty rate is 4.2% — low. DLRadar's demographic-stress index for the area reads 23/100. Around 0% of renters are cost-burdened. The vacancy rate is 70.1% — elevated. Home values center near $332,800, an affordability ratio of 2.9× — accessible. There are about 456 housing units across 12808. The tenure split is 98% owner-occupied to 2% rented. Population is roughly 283 with a median age of 63.
On the whole, 12808 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 12808 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Whether 12808 runs hot or quiet, its 11/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 12808 can be compared directly against any other ZIP in Warren County, New York or nationwide. Sparse data for 12808 shows as blanks, never estimates, and the score updates on every fresh public filing.
Behind 12808's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 12808 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 12808
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 12808 Stress Report snapshot
The live 12808 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
More ZIPs across Warren County
Nearest ZIP codes to 12808
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring New York distress
Further distress data across Warren County, New York at ZIP, county and state level.
The complete 12808 distress and acquisition report
The full 12808 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Built from public records, scored the same way everywhere · methodology