ZIP 12820 Foreclosure, Tax-Lien & Distress Report
Warren County, New York · High Vacancy market
ZIP 12820's composite property-distress score is 11/100 - DLRadar classes that as minimal for Warren County, New York. Its standout signals are structural risk (23/100), construction/permit lag (13/100), institutional ownership (3/100). On the quiet end sit construction/permit lag (13/100) and institutional ownership (3/100). Environmental exposure also runs high (climate & FEMA risk (65/100)). Latent structural risk is 23/100 while live distress already moving reads 0/100.
The expansion-phase market in 12820 posted values that rose 9.1% over the year, at 56/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
100% of housing is owner-occupied. Around 50% of adults hold a bachelor's degree or higher. Population is roughly 14. DLRadar's demographic-stress index for the area reads 58/100. The vacancy rate is 84.4% — elevated. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. There are about 33 housing units across 12820.
Taken together, 12820 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 12820 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
The number is not local guesswork: 12820's 11/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the record is thin for 12820, the field stays empty rather than modeled, and fills in as new documents post.
12820's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 12820 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 12820
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
The 12820 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 12820, the same set carried on every parcel.
Other Warren County ZIP codes
Nearest ZIP codes to 12820
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring New York distress
Further distress data across Warren County, New York at ZIP, county and state level.
Unlock the full ZIP 12820 acquisition report
The full 12820 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Deterministic scoring, sourced entirely from public data · methodology