ZIP 12820 Property Distress & Foreclosure Data

DLRadar grades ZIP 12820 (Warren County, New York) at a minimal 10/100 for overall property distress. Property-level stress concentrates in structural risk (20/100), institutional ownership (3/100). structural risk (20/100) and institutional ownership (3/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (65/100). On the structural side it scores 20/100, with 0/100 of stress already active.

Prices here sit in a expansion phase: values rose 11.2% over the trailing year (phase confidence 100/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The tenure split is 100% owner-occupied to 0% rented. About 50% have a four-year degree. 14 residents call 12820 home. On demographic stress specifically, 12820 scores 24/100. The vacancy rate is 84.4% — elevated. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 33 housing units.

Taken together, 12820 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

10/100
Composite stress
20/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 12820

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk65
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Warren County

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Deterministic. Every signal traces to a public dataset · methodology