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ZIP 12843 Foreclosure, Tax-Lien & Distress Report

Warren County, New York · High Vacancy market

Composite property distress in 12843 (Warren County, New York) lands at 13/100 — minimal on DLRadar's public-record scoring. Structural risk reads 28/100 against active distress of 2/100. What sets it apart are the readings on construction/permit lag (32/100), structural risk (28/100), mortgage stress (6/100). On the quiet end sit mortgage stress (6/100) and institutional ownership (3/100). Climate and flood risk are elevated too — climate & FEMA risk (65/100).

The expansion-phase market in 12843 posted values that rose 9.1% over the year, at 56/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

About 729 people live here, median age 34. There are about 361 housing units across 12843. Home values center near $190,300, an affordability ratio of 2.6× — accessible. Rent burden reaches 0% of tenant households. Owners hold 95% of homes, renters 5%. The vacancy rate is 37.8% — elevated. The poverty rate is 8.5%. Around 17% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 23/100. Households earn a median $65,227 — below the roughly $78,000 national figure.

On the whole, 12843 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 12843 runs through one identical public-record model, so its 13/100 sits on the same scale as every other ZIP in Warren County, New York and the nation. Nothing here is interpolated — where a source is thin for 12843, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 12843's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 12843 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

13/100
Composite stress
28/100
Structural risk
2/100
Distress activity

Signal-by-signal read on 12843

Foreclosure activity0
Mortgage stress6
Climate / FEMA risk65
9 further dimensions of distress are measured for this ZIP

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

The 12843 distress snapshot

The live 12843 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Deterministic scoring, sourced entirely from public data · methodology

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