ZIP 12862 Foreclosure, Tax-Lien & Distress Report
Warren County, New York · Distress market
ZIP code 12862 in Warren County, New York carries a composite property-distress score of 13/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (32/100), structural risk (28/100), institutional ownership (3/100). On the quiet end sit structural risk (28/100) and institutional ownership (3/100). Latent structural risk is 28/100 while live distress already moving reads 0/100. Climate and flood risk are elevated too — climate & FEMA risk (65/100).
Prices here sit in a expansion phase: values rose 9.1% over the trailing year (phase confidence 56/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
About 149 people live here, median age 42. On demographic stress specifically, 12862 scores 10/100. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. Around 0% of renters are cost-burdened. There are about 101 housing units across 12862. The typical home is worth about $204,800. 51% of housing is owner-occupied. The vacancy rate is 0.0%. About 79% have a four-year degree.
Broadly, 12862 is a steadier market — the deals are the exceptions, not the rule. Parcel-level detail for 12862 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
No ZIP is too small to score: 12862 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 13/100 composite is a like-for-like number rather than an isolated estimate. 12862 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 13/100 figure for 12862 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 12862 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 12862’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
12862 at a glance
A live read on 12862: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
More ZIPs across Warren County
More distress data near 12862
Related ZIP, county and statewide reads linked to Warren County, New York.
Unlock the full ZIP 12862 acquisition report
Every distressed parcel in 12862 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Each signal above is traceable to an open dataset · methodology