ZIP 12839 Property Distress & Foreclosure Data

DLRadar grades ZIP 12839 (Washington County, New York) at a low 21/100 for overall property distress. It additionally carries heavy environmental risk: flood (NFIP) exposure (67/100). On the structural side it scores 49/100, with 3/100 of stress already active. Property-level stress concentrates in construction/permit lag (72/100), structural risk (49/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (9/100) register low.

The market reads expansion — home values rose 11.2% year on year, and 22% higher over three years (phase confidence 100/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $70,006, median income runs near typical U.S. levels. The poverty rate is 14.3%. The demographic-stress sub-score lands at 29/100. The ZIP holds roughly 6,657 housing units. Around 37% of renters are cost-burdened. Around 16% of adults hold a bachelor's degree or higher. The vacancy rate is 11.3% — elevated. The typical home is worth about $173,000 (2.3× income, relatively affordable). 61% of housing is owner-occupied. About 13,618 people live here, median age 42.

Net-net, 12839 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.