ZIP 12839 Foreclosure, Tax-Lien & Distress Report

ZIP 12839's composite property-distress score is 16/100 - DLRadar classes that as low for Washington County, New York. Environmental exposure also runs high (flood (NFIP) exposure (66/100)). The latent-versus-live split is 37/100 structural and 3/100 already moving. Its standout signals are structural risk (37/100), construction/permit lag (28/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (9/100) stay muted.

The expansion-phase market in 12839 posted values that rose 9.1% over the year, and 22% higher over three years (phase confidence 56/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $70,006, median income runs near typical U.S. levels. The poverty rate is 14.3%. DLRadar's demographic-stress index for the area reads 29/100. There are about 6,657 housing units across 12839. Around 37% of renters are cost-burdened. Around 16% of adults hold a bachelor's degree or higher. The vacancy rate is 11.3% — elevated. Home values center near $173,000, an affordability ratio of 2.3× — accessible. 61% of housing is owner-occupied. 13,618 residents call 12839 home, typically aged 42.

On balance 12839 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 12839 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 12839's 16/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 12839, the field stays empty rather than modeled, and fills in as new documents post.

12839's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 12839 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.