ZIP 12838 Property Distress & Foreclosure Data

In Washington County, New York, ZIP 12838 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (67/100). Its standout signals are construction/permit lag (73/100), structural risk (49/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (9/100) stay muted. Structural exposure scores 49 and live distress 3 on the 0–100 scale.

Prices here sit in a expansion phase: values rose 11.2% over the trailing year, at 100/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The tenure split is 79% owner-occupied to 21% rented. About 18% have a four-year degree. There are about 355 housing units across 12838. Households earn a median $65,387 — below the roughly $78,000 national figure. 699 residents call 12838 home, typically aged 44. Roughly 10.4% live below the poverty line. A median home runs $151,700 here, or 2.2 times local income. On demographic stress specifically, 12838 scores 20/100. Vacancy runs 7.8%. Rent burden reaches 0% of tenant households.

Overall, 12838 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.