ZIP 12861 Property Distress & Foreclosure Data

DLRadar grades ZIP 12861 (Washington County, New York) at a low 21/100 for overall property distress. Structural risk reads 49/100 against active distress of 3/100. Environmental exposure also runs high (flood (NFIP) exposure (66/100)). Property-level stress concentrates in construction/permit lag (72/100), structural risk (49/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (9/100).

The expansion-phase market in 12861 posted values that rose 11.1% over the year, at 100/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Vacancy runs 61.0%, above the national norm and a classic distress-and-opportunity signal. Home values center near $220,800, an affordability ratio of 2.7× — accessible. Owners hold 93% of homes, renters 7%. Educational attainment sits at 29% bachelor's-or-above. Rent burden reaches 0% of tenant households. Median household income is $98,125, above the U.S. median near $78,000. Population is roughly 516 with a median age of 47. There are about 522 housing units across 12861. DLRadar's demographic-stress index for the area reads 25/100. 10.0% of residents fall below the poverty threshold.

On the whole, 12861 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

21/100
Composite stress
49/100
Structural risk
3/100
Distress activity

Distress signal breakdown — ZIP 12861

Foreclosure activity0
Mortgage stress9
Climate / FEMA risk58
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Washington County

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