ZIP 12861 Foreclosure, Tax-Lien & Distress Report
Washington County, New York · High Vacancy market
On DLRadar's 0-100 public-record scale, ZIP 12861 in Washington County, New York comes in at 16, a low composite-distress reading. The latent-versus-live split is 37/100 structural and 3/100 already moving. Environmental exposure also runs high (flood (NFIP) exposure (65/100)). Its standout signals are structural risk (37/100), construction/permit lag (29/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (9/100) stay muted.
The market reads expansion — home values rose 9.1% year on year, at 56/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
The vacancy rate is 61.0% — elevated. The typical home is worth about $220,800 (2.7× income, relatively affordable). The tenure split is 93% owner-occupied to 7% rented. Educational attainment sits at 29% bachelor's-or-above. Rent burden reaches 0% of tenant households. Median household income is $98,125, above the U.S. median near $78,000. Population is roughly 516 with a median age of 47. The ZIP holds roughly 522 housing units. The demographic-stress sub-score lands at 25/100. 10.0% of residents fall below the poverty threshold.
On the whole, 12861 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 12861 at the moment; the composite and its components are still built from verifiable public records.
Big metro or rural, 12861 runs through one identical public-record model, so its 16/100 sits on the same scale as every other ZIP in Washington County, New York and the nation. Nothing here is interpolated — where a source is thin for 12861, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Each component behind 12861 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 16/100 roll-up. In workflow terms, 12861 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 12861’s distress
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
ZIP 12861 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 12861, the same set carried on every parcel.
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See every distressed parcel in 12861
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