ZIP 12809 Property Distress & Foreclosure Data

Washington County, New York's ZIP 12809 registers 21/100 composite distress, which DLRadar reads as low. Structural exposure scores 49 and live distress 3 on the 0–100 scale. The most distinctive pressure shows up in construction/permit lag (73/100), structural risk (49/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (9/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (67/100).

The market reads expansion — home values rose 11.2% year on year, and 39% higher over three years, at 100/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The typical home is worth about $256,100 (3.0× income, relatively affordable). The poverty rate is 8.9%. 88% of housing is owner-occupied. There are about 1,864 housing units across 12809. About 3,639 people live here, median age 49. The demographic-stress sub-score lands at 29/100. Vacancy runs 19.4%, above the national norm and a classic distress-and-opportunity signal. At $74,631, median income runs near typical U.S. levels. Around 21% of adults hold a bachelor's degree or higher. Rent burden reaches 45% of tenant households.

Net-net, 12809 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.