Washington County, NY: Foreclosures, Tax Liens & Distressed Properties

Washington County, NY, New York: 28 ZIP codes scored, Washington County, NY averaging 18/100 (low, Washington, NY), from 11 to 26. Washington County, NY is in its expansion phase (Washington, NY confidence 56/100): Washington, NY home prices up 9.1% (Washington, NY) over twelve months. Washington County, NY lender headwind: 71/100.

Highest-scoring Washington County, NY ZIPs: 12090 (26/100), 12094 (25/100), 12185 (24/100), 12028 (23/100), 12154 (23/100), 12883 (23/100). Also scored in Washington County, NY: 12057, 12828, 12809, 12816, 12819, 12821, 12823, 12827, 12832, 12834.

Across Washington County, NY's scored ZIPs: median home value $276,822, household income $79,331, 18.6% vacancy, 10.2% poverty, 81% owner-occupied, median age 46.2.

Washington County, NY insurance distress 22/100 (#2,067 in the US); FEMA hazard 0/100 for Washington, NY; 2 Washington, NY NFIP flood claims, $29K paid; Washington, NY construction distress 39/100.

4 banks with 14 branches lend in Washington County, NY; Washington, NY weighted bank stress 69/100, highest 75/100 in Washington, NY.

Washington County, NY unemployment 3.3% (Washington, NY -1.6 pts, six months); 100 new housing units permitted in Washington County, NY over twelve months, Washington, NY up 15% from 87; Washington, NY home prices +8.6% a year (Washington, NY) over three years.

29,192 housing units in Washington County, NY; 5,686 Washington, NY renter households; 43% of Washington, NY renters spend 30%+ of income on rent, 24% (Washington, NY) half or more.

Washington County, NY ranks #941 nationally on the opportunity index (Washington, NY, among all ranked counties); Washington, NY scores 31.4/100 and Washington, NY sits #13 inside New York. Washington, NY is in the watchlist opportunity phase; Washington, NY's primary driver is vacancy, Washington, NY second driver bank institutional; Washington, NY moved up 21 places. 7 short-sale listings across Washington, NY; 35 days on market observed in Washington, NY; 13.1% vacancy over 28 Washington, NY ZIPs.

No CFPB county sample covers Washington County, NY. The non-metro area reading for Washington, NY: 0.8% ninety-plus days late; Washington, NY's thirty-to-eighty-nine share is 3.0% (Washington, NY, December 2025 data); New York overall 1.0%.

Washington County, NY has 3 watched banks; 3 Washington, NY banks sit in an elevated band. Washington, NY footprints: Arrow Bank National Assn (9 branches, stress 70) in Washington, NY; Trustco Bank (2 branches, stress 75) in Washington, NY; Community Bank National Assn (1 branch, stress 68) in Washington, NY.

HUD lists 1 assisted multifamily property in Washington County, NY with 41 units; 40 Washington, NY units are assisted, 1 Washington, NY properties under project-based Section 8.

4,723 of the 29,192 housing units in Washington, NY sit vacant. Washington County, NY permitted 0 multifamily units in twelve months; Washington, NY's one-to-four unit structures added 100 units in Washington County, NY.