Washington County, NY: Foreclosures, Tax Liens & Distressed Properties

Washington County, New York sits inside DLRadar's nationwide distress index, built entirely from public records. There are 28 scored ZIPs in the county (mean composite 18/100). County-level credit and bank headwind reads 71/100 — elevated, a sign of lender stress locally. Across its ZIPs, composite distress spans 13 to 25 out of 100.

In its expansion phase, Washington County home prices rose 9.1% across the last year (phase confidence 56/100). Through the growth, some owners fall behind anyway even as the headline looks strong.

Through Washington County's +9.1% YoY climb (56/100 confidence), well-bought parcels resell faster which speeds resale of distressed buys. Bank stress at 71/100 signals what's coming: expect more lender-driven inventory soon.

Top distress by ZIP runs 12090 (25/100), 12883 (25/100), 12094 (24/100), 12185 (23/100), 12028 (22/100), 12154 (22/100), listed with every scored ZIP below. Also scored across the county: 12057, 12828, 12809, 12816, 12819, 12821, 12823, 12827, 12832, 12834.

Profile-wise, the Washington County ZIPs on file come in at an owner-occupied share of 81%, a median age of 46.2, a 18.6% vacancy rate, a 10.2% poverty rate, home values averaging roughly $276,822, below the US, incomes around $79,331. These fundamentals signal who is forced to sell and how readily the market absorbs it.

All in at 18/100 over 28 ZIPs, distress here is parcel-specific rather than a blanket buy. Subscribers get each Washington County parcel's owner, APN and address, a score, the bank behind the note and how fast it should sell.

Because Washington County, New York is scored on the identical public-record model used nationwide, even a quiet county is measured on one scale — letting you weigh Washington County against neighboring markets or the rest of New York on equal footing.

The point of scoring Washington County, New York is to narrow it — the high-composite ZIPs carry the distress, and everything below them rarely repays the outreach cost. Every figure traces to a public federal or county source — recorder and court records for foreclosure and liens, FHFA for the price cycle, FDIC for lender stress — and DLRadar leaves a signal blank rather than estimating where Washington County data is thin.

Drilling in, Washington County's highest-scoring ZIPs are 12090 (25/100), 12883 (25/100), 12094 (24/100), 12185 (23/100), 12028 (22/100), 12154 (22/100). DLRadar also scores 12057, 12828, 12809, 12816, 12819, 12821, 12823, 12827 and more across the county. Every one of these is scored independently — a ZIP's composite reflects its own recorded distress, which is why the county average alone hides where the real pressure sits.

The Washington County score is not a single measure but a composite: foreclosure activity, mortgage and tax-lien stress, and local lender headwind each feed it, which is why understanding the components matters as much as the headline number.