ZIP 12823 Foreclosure, Tax-Lien & Distress Report
Washington County, New York · Affordable market
DLRadar grades ZIP 12823 (Washington County, New York) at a low 17/100 for overall property distress. The split runs 39/100 structural to 3/100 active on the ground. Climate and flood risk are elevated too — flood (NFIP) exposure (64/100). What sets it apart are the readings on structural risk (39/100), construction/permit lag (35/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (9/100) stay muted.
Prices here sit in a expansion phase: values rose 9.1% over the trailing year (phase confidence 56/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
The vacancy rate is 8.2%. The ZIP holds roughly 221 housing units. Population is roughly 682 with a median age of 46. Around 74% of adults hold a bachelor's degree or higher. A median home runs $194,800 here, or 1.7 times local income. Rent burden reaches 0% of tenant households. Owners hold 95% of homes, renters 5%. Households earn a median $114,450 — above the roughly $78,000 national figure. 0.0% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 10/100.
Broadly, 12823 is a steadier market — the deals are the exceptions, not the rule. Parcel-level detail for 12823 is not published yet -- the ZIP-level readings above remain fully sourced.
Because one deterministic model scores every ZIP, 12823's 17/100 can be lined up against any neighbor in Washington County, New York or any ZIP coast to coast. Sparse data for 12823 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 17/100 figure for 12823 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 12823 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 12823
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
12823 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 12823, the same set carried on every parcel.
Neighbouring ZIPs in Washington County
Nearest ZIP codes to 12823
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Washington County, New York
Further distress data across Washington County, New York at ZIP, county and state level.
Open the complete 12823 acquisition file
The full 12823 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Deterministic. Every signal traces to a public dataset · methodology