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ZIP 12849 Foreclosure, Tax-Lien & Distress Report

Washington County, New York · Distress market

Composite property distress in 12849 (Washington County, New York) lands at 16/100 — low on DLRadar's public-record scoring. Structural risk reads 37/100 against active distress of 0/100. Its standout signals are structural risk (37/100), construction/permit lag (28/100), institutional ownership (15/100). By contrast, construction/permit lag (28/100) and institutional ownership (15/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (66/100).

The expansion-phase market in 12849 posted values that rose 9.1% over the year (phase confidence 56/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

There are about 132 housing units across 12849. DLRadar's demographic-stress index for the area reads 28/100. The poverty rate is 17.8% — high, a tax-stress and distress correlate. Owners hold 71% of homes, renters 29%. Vacancy runs 0.0%. The typical home is worth about $294,000 (2.6× income, relatively affordable). At $112,250, median income runs above typical U.S. levels. Around 20% of adults hold a bachelor's degree or higher. 398 residents call 12849 home, typically aged 46.

On balance, 12849 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. While 12849 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 12849's 16/100 can be lined up against any neighbor in Washington County, New York or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 12849 shows blanks, not estimates, wherever the record is sparse.

12849's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 12849 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

16/100
Composite stress
37/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 12849

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk58
12849 carries 9 additional scored dimensions

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

The 12849 distress snapshot

12849 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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Deterministic scoring, sourced entirely from public data · methodology

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