ZIP 12090 Property Distress & Foreclosure Data

In Rensselaer County, New York, ZIP 12090 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 55/100 against active distress of 2/100. Environmental exposure also runs high (climate & FEMA risk (83/100)). Its standout signals are construction/permit lag (75/100), structural risk (55/100), institutional ownership (14/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (7/100).

The expansion-phase market in 12090 posted values that rose 5.6% over the year, and 9% higher over three years, at 32/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 5,874 with a median age of 47. Owners hold 73% of homes, renters 27%. There are about 2,583 housing units across 12090. 8.5% of residents fall below the poverty threshold. Home values center near $173,800, an affordability ratio of 2.6× — accessible. Rent burden reaches 33% of tenant households. Median household income is $72,500, near the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 27/100. Vacancy runs 16.6%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 23% bachelor's-or-above.

On the whole, 12090 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.