ZIP 12121 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 12121 (Rensselaer County, New York) at a low 25/100 for overall property distress. The sharpest non-environmental signals are construction/permit lag (78/100), structural risk (56/100), institutional ownership (14/100). institutional ownership (14/100) and mortgage stress (7/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (83/100). The split runs 56/100 structural to 2/100 active on the ground.

Prices here sit in a expansion phase: values rose 6.6% over the trailing year, and 67% higher over three years, at 39/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $120,625, median income runs above typical U.S. levels. 3.4% of residents fall below the poverty threshold. The vacancy rate is 9.5%. Rent burden reaches 0% of tenant households. The typical home is worth about $297,400 (2.2× income, relatively affordable). The ZIP holds roughly 907 housing units. About 22% have a four-year degree. The tenure split is 99% owner-occupied to 1% rented. The demographic-stress sub-score lands at 18/100. About 2,325 people live here, median age 45.

Overall, 12121 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 12121 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 12121 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 25/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 12121 shows as blanks, never estimates, and the score updates on every fresh public filing.

12121's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 12121 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.