ZIP 12121 Property Distress & Foreclosure Data

In Rensselaer County, New York, ZIP 12121 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (75/100), structural risk (55/100), institutional ownership (14/100). institutional ownership (14/100) and mortgage stress (7/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (83/100). The latent-versus-live split is 55/100 structural and 2/100 already moving.

Prices here sit in a expansion phase: values rose 5.6% over the trailing year, and 67% higher over three years (phase confidence 32/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $120,625 — above the roughly $78,000 national figure. Roughly 3.4% live below the poverty line, a low share typical of higher-equity areas. The vacancy rate is 9.5%. Around 0% of renters are cost-burdened. A median home runs $297,400 here, or 2.2 times local income. The ZIP holds roughly 907 housing units. About 22% have a four-year degree. The tenure split is 99% owner-occupied to 1% rented. On demographic stress specifically, 12121 scores 18/100. 2,325 residents call 12121 home, typically aged 45.

On balance, 12121 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.