ZIP 12180 Property Distress & Foreclosure Data

In Rensselaer County, New York, ZIP 12180 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 55 and live distress 2 on the 0–100 scale. Its standout signals are construction/permit lag (75/100), structural risk (55/100), institutional ownership (14/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (7/100). Environmental exposure also runs high (climate & FEMA risk (83/100)).

The expansion-phase market in 12180 posted values that rose 5.6% over the year, and 23% higher over three years, at 32/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Owners hold 48% of homes, renters 52%. Home values center near $244,400, an affordability ratio of 3.2× — accessible. Vacancy runs 13.9%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 40% bachelor's-or-above. Population is roughly 54,071 with a median age of 35. Rent burden reaches 40% of tenant households. 16.9% of residents fall below the poverty threshold. There are about 25,373 housing units across 12180. DLRadar's demographic-stress index for the area reads 32/100. Median household income is $73,767, near the U.S. median near $78,000.

On the whole, 12180 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.