ZIP 12180 Foreclosure, Tax-Lien & Distress Report
Rensselaer County, New York · High Vacancy market
In Rensselaer County, New York, ZIP 12180 scores 26 of 100 for composite distress, a low level on DLRadar's distress index. The latent-versus-live split is 59/100 structural and 2/100 already moving. Its heaviest discrete signals: construction/permit lag (79/100), structural risk (59/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (7/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (83/100), flood (NFIP) exposure (74/100).
The expansion-phase market in 12180 posted values that rose 6.6% over the year, and 23% higher over three years (phase confidence 39/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
Owners hold 48% of homes, renters 52%. The typical home is worth about $244,400 (3.2× income, relatively affordable). The vacancy rate is 13.9% — elevated. Around 40% of adults hold a bachelor's degree or higher. About 54,071 people live here, median age 35. Around 40% of renters are cost-burdened. The poverty rate is 16.9% — high, a tax-stress and distress correlate. The ZIP holds roughly 25,373 housing units. On demographic stress specifically, 12180 scores 32/100. Median household income is $73,767, near the U.S. median near $78,000.
On the whole, 12180 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 12180 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 26/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 12180 shows as blanks, never estimates, and the score updates on every fresh public filing.
12180's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 12180 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
ZIP 12180 distress signals, scored
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
The 12180 distress snapshot
Current distress, phase, housing and lender-pressure figures for 12180, drawn from the same report attached to each property.
Rensselaer County ZIPs near 12180
Nearest ZIP codes to 12180
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Rensselaer County, New York
Related ZIP, county and statewide reads linked to Rensselaer County, New York.
The complete 12180 distress and acquisition report
Every distressed parcel in 12180 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
No modelling: every input is a public record · methodology