ZIP 12837 Property Distress & Foreclosure Data

ZIP code 12837 in Washington County, New York carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (flood (NFIP) exposure (67/100)). The latent-versus-live split is 49/100 structural and 3/100 already moving. What sets it apart are the readings on construction/permit lag (73/100), structural risk (49/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (9/100).

The expansion-phase market in 12837 posted values that rose 11.2% over the year (phase confidence 100/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

DLRadar's demographic-stress index for the area reads 23/100. Owners hold 83% of homes, renters 17%. Home values center near $162,500, an affordability ratio of 2.1× — accessible. Around 11% of renters are cost-burdened. 13.1% of residents fall below the poverty threshold. Educational attainment sits at 16% bachelor's-or-above. Median household income is $76,979, near the U.S. median near $78,000. Population is roughly 943 with a median age of 38. The ZIP holds roughly 421 housing units. The vacancy rate is 12.3% — elevated.

On the whole, 12837 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.